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Built on 30+ years of lending experience

One System.
Built by Lenders,
for Lenders.

Cut your time from application to funded in half. Pipeline, AI credit analysis, transaction summaries, document automation, and closing — all in one platform.

Admin
Deal Pipeline
Credit Analysis
Transaction Summary
Reports
Decision
Documentation
Funding & Closed
Analytics
Settings
Support
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Deal Pipeline
14 deals
+ New Deal
All14
Collecting Docs1
Underwriting1
Decision3
Documentation1
Funding3
Closed7
Credit Analysis
Upload deal documents for AI-powered credit analysis.
Credit Report
Transaction Summary
Auto-generated deal summaries with risk assessment
Transaction Summary
Reports
Generated reports and analyses
Decision Queue
Deals pending credit committee review
Documentation
Templates and document management
Funding & Closed
Deals in funding and closed stages
Analytics
Company overview
Settings
Company configuration and preferences
Everything You Need

One platform. Every tool. Zero bottlenecks.

Built by lenders who lived the chaos of spreadsheets, shared drives, and five disconnected tools. Here’s what replaces all of it.

01 — Deal Pipeline

Take control of your portfolio. Cut deal times in half.

Every deal, every stage, every borrower touch — live for your entire team. Automated emails fire at every step and keep everyone in the loop.

Deal Pipeline
14 deals · $38.2M
Ridgeline Earthworks
$2.45M · Cat 349F Excavator
Collecting
Iron Horse Fabrication
$2.10M · Marel I-Cut line
Underwriting
Copper Basin Mining
$4.80M · Sandvik LH625iE
Decision
Golden Valley Dairy
$1.18M · Lely milker fleet
Ready to Fund
02 — Credit Analysis Engine

Rapid weighted criteria. Deep-dive analysis.

Upload your financials and get a complete, publication-ready credit analysis in minutes — consistent, thorough, and decision-ready every time.

Automated Ratio Calculations
DSC, leverage, liquidity, current ratio — extracted and calculated across all available years.
Approve / Conditions / Decline
Clear recommendation with risk-based rate guidance, conditions list, and follow-up questions.
Borrower Follow-Up Questions
AI surfaces tailored questions for every deal — based on detected risk flags, gaps, and deal-specific context.
Multi-Year Financial Spreading
Automatic extraction across fiscal years with trends, growth rates, and variance analysis.
VAsset AI — Credit Analysis
Equipment Finance · $875,000
Acme Logistics LLC
✓ Approve
79
Score / 100
DSC
1.62x
Revenue FY25
$4.24M
Loan Request
$875,000
Financial Metrics
Debt-to-Equity1.8x ↑ Improving
Working Capital$412,000
Revenue Trend (3yr)+24% CAGR
Annual Payment$187,500
Personal CreditVery Good — 760
Strengths
Tenure & Stability
9 years continuous ops, growing revenue base
Cash Flow Coverage
DSC of 1.62x — comfortable debt service
Payment History
No adverse marks — 6 active facilities
Collateral Quality
New equipment, strong secondary market
🔍 View Full Credit Report →
Click to flip →
VAsset AI — Borrower Follow-Up
Equipment Finance · $875,000
Acme Logistics LLC
⚡ Approve w/ Conditions
⚠ Fraud Alert — Revenue Discrepancy
Tax return $3.9M vs. bank deposits $4.24M — $340K gap must reconcile before funding.
⚠ Concentration Risk
Top 2 clients (Midwest Distribution & Hartwell Supply) = 61% of revenue. Written contracts required.
Follow-Up Questions
01What caused the $340K revenue gap? Provide a signed CPA letter explaining the discrepancy.
02What are the current contract terms with Midwest Distribution Partners and Hartwell Supply Co.?
03Current liabilities dropped $138K YoY — one-time payoff or structural change?
Summary
Strong 9-year profile. Revenue discrepancy must reconcile before funding. Conditional approval recommended.
🔍 View Full Credit Report →
← Click to flip back
03 — Document Automation

Your templates, populated in one click. Edited right in the browser.

Upload your templates once. Pick any deal and hit Populate Template — borrower info, equipment specs, amounts, and terms drop in instantly. Edit directly on the site, then send for e-signature without ever leaving the deal. Need something from the borrower? Fire off a Generate Upload Link and collect missing docs in minutes.

Closing Documents
📝
Master Lease Agreement
Core contract governing the lease
🔧
Equipment Schedule A
Make, model, serial numbers, and cost
✍️
Personal Guaranty
Owner guaranty of lease obligations
📋
UCC-1 Financing Statement
Perfects security interest in equipment

Transaction Summary Generation

Generate polished transaction summaries that present your deal compellingly — and give a credit committee everything they need to say yes.

Lender-Ready. Every Time.

Credit Committee Workflow

Terms, conditions, enhancements, and signatures — all in one place. Approve and send the deal off to documentation with one click.

One click to docs

Secure Borrower Upload Links

Send a branded, encrypted link — your borrower drops files into a secure vault and everything auto-sorts into the deal. Your team gets notified the moment it lands.

Bank-grade encryption

Risk & Performance Intelligence

AI intelligently scans every deal — surfacing patterns from your closed book to sharpen underwriting decisions. Approval rates, pipeline funnel, win/loss analytics and more all in one insightful dashboard.

AI-powered deal insights
And about 15 more things

Everything else you’d expect, included.

E-Signatures
Fraud Detection
Portfolio Dashboard
Role-Based Permissions
Full Audit Trail
Client Portal
Real-Time Notifications
Custom Templates
Custom Reports
Integrates with Existing Software
API Access
Data Export
SSO & 2FA
Closing Checklists
Unlimited Storage
Start Analyzing Deals in Seconds

The Smartest Move for Your Finance Team

Stop spending hours on manual analysis. Start closing deals in seconds — with the precision and depth of a seasoned Chief Credit Officer at your fingertips. Built for underwriters, credit officers, sales teams, and portfolio managers alike — everyone on the same page, every step of the way.